97652 Overseas Highway S11, Key Largo, FL 33037

$675,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,420 Lot Size (sq. ft.): 609,840 Status: Active
Current Price: $675,000 List Date: 3/15/2025 Last Modified: 11/22/2025

Description

Step into the ultimate Florida Keys lifestyle at the exclusive Rock Harbor Club, where sparkling bay views and resort-style amenities make every day feel like a getaway. This spacious 2-bedroom, 2.5-bath condo welcomes you with a bright, open floor plan perfect for entertaining. Imagine cooking in a kitchen with granite countertops and custom wood cabinetry, while conversation and laughter flow effortlessly into the dining and living areas. Step out onto your private screened balcony to enjoy gentle tropical breezes and fantastic views of Florida Bay. Upstairs, the split-bedroom layout ensures privacy and comfort. The bayfront primary suite includes an ensuite bath and custom illuminated closets, while the second bedroom shares a full bath—ideal for guests or family. Set within a lush, gated community, Rock Harbor Club delivers a true resort experience. Boating enthusiasts will appreciate the protected marina with optional dry rack storage, in-and-out service, and dockage. Spend your days by the heated or chilled pool, playing pickleball or tennis, or launching a kayak or paddleboard. The bayfront clubhouse invites gatherings with friends, offering a full kitchen, gym, saunas, movies, and Wi-Fi. As the day winds down, stroll the sandy beach or gather around the fire pit to enjoy unforgettable Florida Keys sunsets. At Rock Harbor Club, the Florida Keys lifestyle you've always dreamed of isn't just a vision—it's your everyday reality.

More Information MLS# 614197

Contract Information

Listing Board: Florida Keys As is Rght to Inspct: Yes Current Price: $675,000 Listing Date: 2025-03-15 List Price: $675,000

Location, Tax & Legal

Unit #: S11 City: KEY LARGO Mile Marker: 97.5 Marathon Neighborhood: N/A Side: Bay/Gulf Flood Zone: X,AE,VE,AE,0.2 PCT A Alternate Key #: 1104272 Parcel #: 00090963-001100 Zoning: UR - Urban Residential Distrit Deed Restrictions: Yes Legal: APT NO 11 ROCK HARBOR CONDOMINIUM NO 3 KEY LARGO & 8.5% COMMON ELEMENTS OR682-773 OR798-2468 OR851-1888 OR1279-2187 OR3 Taxes: 4988.15 Tax Year: 2024 Pub Sewer HkUp: Yes Street #: 97652 Street Name: Overseas Street Suffix: Highway Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Rock Harbor Condo (97.5) Area: 27 - Key Largo MM 97-107

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse Waterfront: Yes Control Depth: 4 Lot SqFt: 0 Unit/Complex: Unit Pool: Yes Total Units: 91 Acres: 14 SqFt Source: Property Data Card Rentals Allowed: With Restrictions Min Rental Days: 28 Floor Number: 2 Style: Condo Year Built: 1975 Living Apx SqFt: 1420 Total Bedrooms: 2 Full Baths: 2 Half Baths: 1 Total Baths: 3

Remarks & Misc

Remarks – Consumer: Step into the ultimate Florida Keys lifestyle at the exclusive Rock Harbor Club, where sparkling bay views and resort-style amenities make every day feel like a getaway. This spacious 2-bedroom, 2.5-bath condo welcomes you with a bright, open floor plan perfect for entertaining. Imagine cooking in a kitchen with granite countertops and custom wood cabinetry, while conversation and laughter flow effortlessly into the dining and living areas. Step out onto your private screened balcony to enjoy gentle tropical breezes and fantastic views of Florida Bay. Upstairs, the split-bedroom layout ensures privacy and comfort. The bayfront primary suite includes an ensuite bath and custom illuminated closets, while the second bedroom shares a full bath—ideal for guests or family. Set within a lush, gated community, Rock Harbor Club delivers a true resort experience. Boating enthusiasts will appreciate the protected marina with optional dry rack storage, in-and-out service, and dockage. Spend your days by the heated or chilled pool, playing pickleball or tennis, or launching a kayak or paddleboard. The bayfront clubhouse invites gatherings with friends, offering a full kitchen, gym, saunas, movies, and Wi-Fi. As the day winds down, stroll the sandy beach or gather around the fire pit to enjoy unforgettable Florida Keys sunsets. At Rock Harbor Club, the Florida Keys lifestyle you've always dreamed of isn't just a vision—it's your everyday reality. Directions: Gated community call for appointment. Mie marker 97.5 bayside across from First State Bank

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: No Condo Doc's: Yes Assoc Approval Req: Yes Association Fee $: 1140 Assoc/Mnt Fee Per: Monthly

Fee Includes

Bldg Exterior Mnt: 1 Building Insurance: 1 Cable: 1 Common Area Mnt: 1 Exterminating: 1 Security: 1 Sewer: 1 Water: 1 Other: 1

Dockage

Dock Length: 411 Dock: Concrete Basin: 1 Dock Privileges: 1 First Come Dock: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Freezer: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1

Pets

Pets w/Restrictions: 1 under 15 lbs

Cooling

Ceiling Fans(s): 1 Central Air: 1

Heating

Central: 1

Waterfront

Bay Front: 1 Gulf Front: 1 Oceanfront: 1 Open Water: 1

Waterview

Bay/Gulf View: 1 Harbor/Marina View: 1 Open Water View: 1

Floor

Carpet: 1 Tile: 1

Neighborhood Feature

Beach: 1 Bike Paths: 1 Clubhouse: 1 Community Dockage: 1 Community Pool: 1 Fire Hydrant: 1 Manager on Premises: 1 Tennis Courts: 1 Other Area Features: 1

Interior Features

Built-in Cabinets: 1 Entrance Foyer: 1 Granite Counter Top: 1 Pantry: 1 Split Bedroom: 1 Storage: 1 Tray Ceilings: 1 Window Treatments: 1

Property Condition

Updated/Remodeled: 1

Specialty Rooms

Laundry Room: 1

Building Style

Above Flood: Yes

Windows/Doors

Other Windows/Doors: 1 Sliding Glass Doors: 1

Vehicle Storage

Car(s): 4+ Guest Parking: 1 Open Parking: 1 Off Street Parking: 1

Security

Electric Gate: 1

Construction

CBS: 1

Land Size

10 or more Acres: 1

Furnished

Furnished: 1

Terms

No Seller Finance: 1

Utilities

Cable Available: 1 Elect Separate Meter: 1 FKAA: 1

Porch/Balcony

Screened P/B: 1

Exterior Features

Fencing: 1 Fruit Tree(s): 1 Lighting: 1 Outdoor Shower: 1 Privacy Wall/Fence: 1 Rain Gutters: 1 Sandy Beach: 1 Sprinkler System: 1 Tennis Court(s): 1

Pool Info

In Ground: 1 Lap: 1 Other: Chilled Heated: Yes Concrete: 1 Decked: 1 Other Surroundings: Picnic Area

Pre-Wired

Cable: 1 Other: fiberoptics Internet

Roof

Combo Roof: 1 Metal Roof: 1 Other Roof: 1

Financial Status

Standard Sale: Yes

Shutters

Accordion: 1

Status Change Info

Status: Active

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water; Other Tax Exemptions: None Waterfront: Bay Front; Gulf Front; Oceanfront; Open Water Waterview: Bay/Gulf View; Harbor/Marina View; Open Water View Dockage: Basin; Dock Privileges; First Come Dock Property Condition: Updated/Remodeled Vehicle Storage: Guest Parking; Off Street Parking; Open Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Cable Available; Elect Separate Meter; FKAA Interior Features: Built-in Cabinets; Entrance Foyer; Granite Counter Top; Pantry; Split Bedroom; Storage; Tray Ceilings; Window Treatments Pre-Wired: Cable Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing; Fruit Tree(s); Lighting; Outdoor Shower; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Sprinkler System; Tennis Court(s) Pool Info: In Ground; Lap; Concrete; Decked Construction: CBS Shutters: Accordion Floor: Carpet; Tile Roof: Combo Roof; Metal Roof; Other Roof Neighborhood Feature: Beach; Bike Paths; Clubhouse; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features Security: Electric Gate Land Size: 10 or more Acres Terms: No Seller Finance
Listing Office: LoKation Real Estate
Last Updated: November - 22 - 2025
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