97501 Overseas Highway 521, Key Largo, FL 33037

$2,225,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,635 Status: Active
Current Price: $2,225,000 List Date: 11/06/2025 Last Modified: 11/19/2025

Description

Investor's Dream & Exclusive Oceanfront Retreat at Mariners Club - Unit 521 Discover one of the Keys' best-kept secrets, where tropical elegance meets resort-style living. Nestled by Sandy Beach Cove, this meticulously maintained 4-bedroom, 3-bathroom oceanfront condo offers a rare combination of luxury, privacy, and spectacular views. Seamless indoor-outdoor living is framed by hurricane-resistant sliding doors that open to breathtaking vistas of the Atlantic, resort-style pool, tiki-lit beach, and picturesque pier. Enjoy mornings on your private porch overlooking sunrises, and evenings under moonlit skies. Unit 521 features a spacious main bedroom (16 x 16) with stunning ocean views, a living room (18 x 10.9) overlooking the pool and beach, and a dining room (18 x 11) perfect for entertaining. Every detail has been thoughtfully curated—from one-of-a-kind furnishings and collector pieces to unique artwork—creating a home with personality, elegance, and comfort. Mariners Club offers exceptional amenities: Key Largo's first indoor pickleball courts, outdoor tennis and basketball, a fabulous clubhouse, private barbecue areas, and dedicated on-site staff with 24/7 security. Boaters will appreciate the deep, protected marina, available boat slips for all sizes, and dry-stack storage. Perfectly located near a private sandy beach ideal for relaxation or morning yoga, this condo is an incredible investment opportunity or a sprawling one-story retreat for discerning owners. Solid concrete construction (2005) ensures durability and peace of mind, while the vibrant community and unparalleled location make every day a celebration of the Keys. Vacation rental-ready with dockage for owners and guests—Unit 521 is truly a one-of-a-kind oceanfront escape.

More Information MLS# 609503

Contract Information

Listing Board: Florida Keys Potential Short Sale: No Bank Owned: No Current Price: $2,225,000 Listing Date: 2024-04-08 List Price: $2,225,000

Location, Tax & Legal

Unit #: 521 City: KEY LARGO Mile Marker: 97 Marathon Neighborhood: N/A Side: Ocean Flood Zone: AE,AE,VE Alternate Key #: 9082981 Parcel #: 00554894-000521 Zoning: RL - Residential Low Deed Restrictions: Unknown Legal: UNIT 521 THE MARLIN AT MARINERS CLUB A CONDOMINIUM OR2158-996/98 OR2610-2461/63 OR2634-2398/2400T/C OR2713-1978/79 Taxes: 10034.85 Tax Year: 2023 Pub Sewer HkUp: Yes Street #: 97501 Street Name: Overseas Street Suffix: Highway Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Key Largo North - Marnier's Club (97.0) Area: 27 - Key Largo MM 97-107

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse Waterfront: Yes Control Depth: 4 Lot SqFt: 0 Unit/Complex: Complex Pool: Yes Total Units: 0 SqFt Source: Tax Records Rentals Allowed: Yes Min Rental Days: 1 Floor Number: 2 Style: Condo Year Built: 2005 Living Apx SqFt: 2635 Total Bedrooms: 4 Full Baths: 3 Total Baths: 3

Remarks & Misc

Remarks – Consumer: Investor's Dream & Exclusive Oceanfront Retreat at Mariners Club - Unit 521 Discover one of the Keys' best-kept secrets, where tropical elegance meets resort-style living. Nestled by Sandy Beach Cove, this meticulously maintained 4-bedroom, 3-bathroom oceanfront condo offers a rare combination of luxury, privacy, and spectacular views. Seamless indoor-outdoor living is framed by hurricane-resistant sliding doors that open to breathtaking vistas of the Atlantic, resort-style pool, tiki-lit beach, and picturesque pier. Enjoy mornings on your private porch overlooking sunrises, and evenings under moonlit skies. Unit 521 features a spacious main bedroom (16 x 16) with stunning ocean views, a living room (18 x 10.9) overlooking the pool and beach, and a dining room (18 x 11) perfect for entertaining. Every detail has been thoughtfully curated—from one-of-a-kind furnishings and collector pieces to unique artwork—creating a home with personality, elegance, and comfort. Mariners Club offers exceptional amenities: Key Largo's first indoor pickleball courts, outdoor tennis and basketball, a fabulous clubhouse, private barbecue areas, and dedicated on-site staff with 24/7 security. Boaters will appreciate the deep, protected marina, available boat slips for all sizes, and dry-stack storage. Perfectly located near a private sandy beach ideal for relaxation or morning yoga, this condo is an incredible investment opportunity or a sprawling one-story retreat for discerning owners. Solid concrete construction (2005) ensures durability and peace of mind, while the vibrant community and unparalleled location make every day a celebration of the Keys. Vacation rental-ready with dockage for owners and guests—Unit 521 is truly a one-of-a-kind oceanfront escape. Directions: Mile marker 97 across from Shell World Use Waze or google maps

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: Yes Association Fee $: 5213 Assoc/Mnt Fee Per: Quarterly

Fee Includes

Bldg Exterior Mnt: 1 Building Insurance: 1 Cable: 1 Common Area Mnt: 1 Security: 1 Water: 1

Dockage

Dock Privileges: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Oven: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1 Wine Cooler: 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1

Waterfront

Oceanfront: 1 Open Water: 1

Waterview

Ocean View: 1 Open Water View: 1

Floor

Carpet: 1 Marble: 1

Neighborhood Feature

Beach: 1 Bike Paths: 1 Clubhouse: 1 Community Boat Ramp: 1 Community Dockage: 1 Community Pool: 1 Fire Hydrant: 1 Manager on Premises: 1 Tennis Courts: 1 Other Area Features: 1

Interior Features

Bar: 1 Built-in Cabinets: 1 Drapes/Blinds Incl: 1 Entrance Foyer: 1 Pantry: 1 Split Bedroom: 1 Walk-in Closet(s): 1 Whirlpool Bath Tub: 1 Window Treatments: 1

Property Condition

Updated/Remodeled: 1

Specialty Rooms

Gym: 1 Laundry Room: 1 Utility Room: 1

Building Style

Above Flood: Unknown Stories: 3 Stories

Windows/Doors

Impact Rstnce Window: 1

Vehicle Storage

Guest Parking: 1 Open Parking: 1

Security

Electric Gate: 1 Manned Gate: 1 Patrolled Area: 1

Construction

CBS: 1

Land Size

10 or more Acres: 1

Furnished

Furnished: 1

Terms

Cash: 1

Utilities

FKAA: 1

Porch/Balcony

Open Porch/Balcony: 1

Title

Title Ins - Buyer: 1

Exterior Features

Chickee Hut: 1 Hot Tub: 1 Lighting: 1 Sandy Beach: 1 Sprinkler System: 1 Tennis Court(s): 1

Pool Info

In Ground: 1

Pre-Wired

Cable: 1

Roof

Concrete Roof: 1

Financial Status

Bank Owned: No Potential Short Sale: No

Accessibility Feat

Accessible Elevator Installed: 1 Accessible Kitchen: 1 Parking: 1 Wheelchair Ramp: 1

Status Change Info

Status: Active

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Security; Water Tax Exemptions: None Waterfront: Oceanfront; Open Water Waterview: Ocean View; Open Water View Dockage: Dock Privileges Property Condition: Updated/Remodeled Vehicle Storage: Guest Parking; Open Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Utilities: FKAA Interior Features: Bar; Built-in Cabinets; Drapes/Blinds Incl; Entrance Foyer; Pantry; Split Bedroom; Walk-in Closet(s); Whirlpool Bath Tub; Window Treatments Pre-Wired: Cable Specialty Rooms: Gym; Laundry Room; Utility Room Appliances: Dishwasher; Disposal; Dryer; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Chickee Hut; Hot Tub; Lighting; Sandy Beach; Sprinkler System; Tennis Court(s) Accessibility Feat: Accessible Elevator Installed; Accessible Kitchen; Parking; Wheelchair Ramp Pool Info: In Ground Construction: CBS Floor: Carpet; Marble Roof: Concrete Roof Pets: Pets Allowed Neighborhood Feature: Beach; Bike Paths; Clubhouse; Community Boat Ramp; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features Security: Electric Gate; Manned Gate; Patrolled Area Land Size: 10 or more Acres Terms: Cash Title: Title Ins - Buyer
Listing Office: Illustrated Properties, LLC
Last Updated: November - 19 - 2025
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