95480 & 90 Overseas Highway, Key Largo, FL 33037

$7,900,000
Property Type: Residential Bedrooms: 10 Baths: 9 Square Footage: 5,392 Lot Size (sq. ft.): 91,285 Status: Active
Current Price: $7,900,000 List Date: 11/14/2025 Last Modified: 11/14/2025

Description

Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise. Three charming dwellings rest on two separate parcels—complete with deeded baybottom—creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs primary suite with sweeping views. The Cottage, built in 1956, provides a quaint and welcoming guest retreat. The Coral House, constructed in 1992 and situated in the desirable X flood zone, adds yet another layer of versatility to this exceptional estate. Step outside to where Florida Bay stretches before you—complete with a private jetty ideal for sunning, stargazing, or simply soaking in the peaceful coastal atmosphere. A convenient boat ramp beside the jetty makes it easy to launch kayaks and paddleboards for hours of exploration on the shimmering bay. This is a rare opportunity to own a remarkable coastal haven unlike any other. Contact us today to schedule your private tour and experience the magic of this timeless bayfront escape.

More Information MLS# 617311

Contract Information

Listing Board: Florida Keys Current Price: $7,900,000 Listing Date: 2025-11-14 List Price: $7,900,000

Location, Tax & Legal

City: KEY LARGO Mile Marker: 95 Marathon Neighborhood: N/A Side: Bay/Gulf Flood Zone: AE,AE,VE,AE Alternate Key #: 1100374 Add'l Parcel #1: 00088520-000100 Parcel #: 00088520-000000 Zoning: SR - Sub Urban Residential District Deed Restrictions: Unknown Taxes: 18675.4 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 95480 & 90 Street Name: Overseas Street Suffix: Highway Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Sunrise Point (95.0) Area: 26 - Key Largo S of MM 96.9

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: Yes Control Depth: 4 Lot Size: 2.10 acres includes .27 of baybottom Lot SqFt: 91285 Pool: No Lot Sqft Source: Property Data Card Total Units: 3 Acres: 2 SqFt Source: Property Data Card Rentals Allowed: Yes Min Rental Days: 7 Style: Single Family Year Built: 1961 Living Apx SqFt: 5392 Total Bedrooms: 10 Full Baths: 9 Total Baths: 9

Remarks & Misc

Remarks – Consumer: Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise. Three charming dwellings rest on two separate parcels—complete with deeded baybottom—creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs primary suite with sweeping views. The Cottage, built in 1956, provides a quaint and welcoming guest retreat. The Coral House, constructed in 1992 and situated in the desirable X flood zone, adds yet another layer of versatility to this exceptional estate. Step outside to where Florida Bay stretches before you—complete with a private jetty ideal for sunning, stargazing, or simply soaking in the peaceful coastal atmosphere. A convenient boat ramp beside the jetty makes it easy to launch kayaks and paddleboards for hours of exploration on the shimmering bay. This is a rare opportunity to own a remarkable coastal haven unlike any other. Contact us today to schedule your private tour and experience the magic of this timeless bayfront escape.

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 0

Fee Includes

None: 1

Dockage

Boat Ramp: 1 Seawall: Rip Rap Other Dockage: 1

Tax Exemptions

Homestead: 1

Appliances

Dishwasher: 1 Dryer: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Washer: 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1 Wall/Window Unit(s): 1

Heating

Electric: 1

Waterfront

Bay Front: 1 Gulf Front: 1 Open Water: 1

Waterview

Bay/Gulf View: 1 Open Water View: 1

Floor

Carpet: 1 Concrete: 1 Tile: 1

Interior Features

Built-in Cabinets: 1 Drapes/Blinds Incl: 1 Entrance Foyer: 1 Fireplace(s): 1 Split Bedroom: 1 Storage: 1

Specialty Rooms

Loft: 1 Sun/Florida Room: 1

Building Style

Above Flood: Unknown

Windows/Doors

Aluminum Windows: 1 Sliding Glass Doors: 1

Vehicle Storage

Car(s): 4+ Guest Parking: 1 Open Parking: 1 RV Parking Open: 1 Off Street Parking: 1 Trailer Storage: 1

Security

Electric Gate: 1

Construction

CBS: 1 Combo Construction: 1

Land Size

2 Less Than 5 Acres: 1

Furnished

Unfurnished: 1

Terms

Seller Finance Psble: 1

Utilities

Buyer to Verify: 1 Elect Separate Meter: 1 FKAA: 1 Municipal Sewer: 1 Propane: 1 Water Separate Meter: 1

Porch/Balcony

Open Porch/Balcony: 1

Title

Title Ins - Buyer: 1

Exterior Features

Fencing: 1 Lighting: 1 Outdoor Shower: 1 Privacy Wall/Fence: 1 Sandy Beach: 1 Shed: 1 Storage: 1

Pre-Wired

Cable: 1

Roof

Concrete Roof: 1 Metal Roof: 1

Status Change Info

Status: Active

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Bay Front; Gulf Front; Open Water Waterview: Bay/Gulf View; Open Water View Dockage: Boat Ramp; Other Dockage Vehicle Storage: Guest Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air; Wall/Window Unit(s) Utilities: Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer; Propane; Water Separate Meter Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Entrance Foyer; Fireplace(s); Split Bedroom; Storage Pre-Wired: Cable Specialty Rooms: Loft; Sun/Florida Room Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Fencing; Lighting; Outdoor Shower; Privacy Wall/Fence; Sandy Beach; Shed; Storage Construction: CBS; Combo Construction Floor: Carpet; Concrete; Tile Roof: Concrete Roof; Metal Roof Pets: Pets Allowed Security: Electric Gate Land Size: 2 Less Than 5 Acres Terms: Seller Finance Psble Title: Title Ins - Buyer
Listing Office: Coldwell Banker Schmitt Islamorada
Last Updated: November - 14 - 2025
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