76434 Overseas Highway, Lower Matecumbe, FL 33036

$2,800,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,509 Lot Size (sq. ft.): 18,975 Status: Active
Current Price: $2,800,000 List Date: 11/03/2025 Last Modified: 11/19/2025

Description

Tucked away on a peaceful, hidden boat basin, this diamond in the rough embraces natural privacy from its setting within a broad expanse of native surroundings. Clear waters, endless skies, and unforgettable sunsets. With +/-135 feet of concrete seawall on a private basin, this property offers exceptional space for boating, water-sports, or simply soaking in the tranquil beauty of the Florida Keys. Resting on a rare double lot totaling +/-18,975 square feet, the home provides an incredible sense of privacy and potential. The generous property size allows for lush landscaping, outdoor entertaining, and ample room to expand or design your dream retreat by the water's edge. Inside, the living space unfolds across three levels. A spacious double garage anchors the ground floor, while the second level features the main living area and a guest bedroom with water views. The top floor is dedicated to the primary suite—a private sanctuary with broad views of the basin, frequented by manatees and tarpon. This weekend escape can be your canvas for a future Keys masterpiece, in perfect harmony with nature.

More Information MLS# 617174

Contract Information

Listing Board: Florida Keys Current Price: $2,800,000 Listing Date: 2025-11-03 List Price: $2,800,000

Location, Tax & Legal

City: ISLAMORADA Mile Marker: 77 Marathon Neighborhood: N/A Side: Bay/Gulf Flood Zone: AE,AE Alternate Key #: 8594453 Parcel #: 00396960-000700 Zoning: R1 - Residential Single Family Deed Restrictions: Unknown Legal: UNITS 7 AND 9 FANTASY HARBOR CONDOMINIUM AND PT OF THE SWLY 15FT OF THE NELY 425.20FT OF THE SWLY 725.20FT TR B MATECUMB Taxes: 17726.2 Tax Year: 2024 Pub Sewer HkUp: No Street #: 76434 Street Name: Overseas Street Suffix: Highway Key/Island: Lower Matecumbe State/Province: FL Zip Code: 33036 County: Monroe Subdivision: Fantasy Harbor (77.0) Area: 22 - Lower Matecumbe

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: Yes Control Depth: 4 Lot SqFt: 18975 Pool: No Lot Sqft Source: Property Data Card Total Units: 0 Acres: 0.4 SqFt Source: LA Measured Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Single Family Year Built: 1986 Living Apx SqFt: 1509 Total Bedrooms: 2 Full Baths: 2 Total Baths: 2

Remarks & Misc

Remarks – Consumer: Tucked away on a peaceful, hidden boat basin, this diamond in the rough embraces natural privacy from its setting within a broad expanse of native surroundings. Clear waters, endless skies, and unforgettable sunsets. With +/-135 feet of concrete seawall on a private basin, this property offers exceptional space for boating, water-sports, or simply soaking in the tranquil beauty of the Florida Keys. Resting on a rare double lot totaling +/-18,975 square feet, the home provides an incredible sense of privacy and potential. The generous property size allows for lush landscaping, outdoor entertaining, and ample room to expand or design your dream retreat by the water's edge. Inside, the living space unfolds across three levels. A spacious double garage anchors the ground floor, while the second level features the main living area and a guest bedroom with water views. The top floor is dedicated to the primary suite—a private sanctuary with broad views of the basin, frequented by manatees and tarpon. This weekend escape can be your canvas for a future Keys masterpiece, in perfect harmony with nature. Directions: Property is easy to miss. Take your first right after passing Islamorada Tennis Club if heading south, and you will come to gate.

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: No Association Fee $: 974.69 Assoc/Mnt Fee Per: Yearly

Fee Includes

Common Area Mnt: 1

Dockage

Dock Length: 135 Seawall: Concrete

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Oven: 1 Refrigerator: 1

Pets

Pets Allowed: 1

Waterfront

Canal Front: 1

Waterview

Bay/Gulf View: 1 Canal View: 1

Building Style

Above Flood: Yes

Vehicle Storage

Off Street Parking: 1

Construction

Combo Construction: 1

Land Size

1/4 - 1/2 Acre: 1

Utilities

Buyer to Verify: 1

Status Change Info

Status: Active

Property Features

Fee Includes: Common Area Mnt Tax Exemptions: None Waterfront: Canal Front Waterview: Bay/Gulf View; Canal View Vehicle Storage: Off Street Parking Utilities: Buyer to Verify Appliances: Dishwasher; Oven; Refrigerator Construction: Combo Construction Pets: Pets Allowed Land Size: 1/4 - 1/2 Acre
Listing Office: Coldwell Banker Schmitt Islamorada
Last Updated: November - 19 - 2025
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