406 United Street, Key West, FL 33040

New Listing
$4,699,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,624 Lot Size (sq. ft.): 5,110 Status: Active
Current Price: $4,699,000 List Date: 12/27/2025 Last Modified: 12/27/2025

Description

A Grand Historic Masterpiece! Few residences capture the true spirit of Old Town Key West quite like 406 United Street. Rooted in one of the island's most defining eras of growth and prosperity, this remarkable home is a celebration of historic craftsmanship, generous scale, and timeless value. Spanning 3,624 square feet, this 4bedroom, 4.5bath residence offers exceptional versatility, perfect for full-time living, a luxurious vacation retreat, or hosting extended family & guests. The home is being offered fully furnished, allowing for effortless enjoyment from day one. Each bedroom is spacious and thoughtfully designed with its own en suite bath, providing privacy and comfort throughout. Soaring ceilings, transom windows, and original Dade County pine walls honor the home's heritage, while modern upgrades including updated systems, surround sound, and security features blend historic charm with contemporary convenience. The chefs eat-in kitchen is both elegant and functional, featuring Viking appliances, granite countertops, and a layout ideal for entertaining. Sun-filled living spaces flow beautifully through expansive impact glass doors to the outdoors, where a heated saltwater pool and separate hot tub are surrounded by lush tropical landscaping, irrigation, and ambient lighting creating a private island oasis. Upstairs, the primary suite is a true retreat, showcasing vaulted ceilings and a spa-inspired bath with a soaking tub, multiple shower heads and dual vanities. An additional upstairs en-suite offers its own private entrance and balcony, providing flexibility for guests or extended stays. Just one block from Duval St. & the iconic Southernmost Point, with covered off-street parking, it's within walking distance to the very best of Key West's dining, nightlife, & culture. This is a rare opportunity to own a historically significant home that lives expansively, entertains effortlessly, and embodies the charm that makes Key West truly unlike anywhere else!

More Information MLS# 617845

Contract Information

Listing Board: Key West Association Potential Short Sale: No Bank Owned: No Current Price: $4,699,000 Listing Date: 2025-12-27 List Price: $4,699,000

Location, Tax & Legal

KW Neighborhood: Old Town-S of Truman City: KEY WEST Mile Marker: 1 Marathon Neighborhood: N/A Side: Ocean Flood Zone: AE,AE Alternate Key #: 1036978 Parcel #: 00036110-000000 Zoning: HCT - Historic Commercial Tourist Deed Restrictions: Unknown Legal: KW FILER BOYLE SUB N-476 PT LOTS 2 & 4 SQR 3 TR 16 YY-65 B OF W. C-415-416 OR756-936/937-C OR1031-129/130 OR1490-936/937 Taxes: 27584.21 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 406 Street Name: United Street Suffix: Street Key/Island: Key West State/Province: FL Zip Code: 33040 County: Monroe Subdivision: Filer Boyle Sub (1.0) Area: 01 - Key West

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: No Control Depth: 0 Lot SqFt: 5110 Pool: Yes Lot Sqft Source: Property Data Card Total Units: 0 Acres: 0.12 SqFt Source: Seller Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Single Family Year Built: 1938 Living Apx SqFt: 3624 Total Bedrooms: 4 Full Baths: 4 Half Baths: 1 Total Baths: 5

Remarks & Misc

Remarks – Consumer: A Grand Historic Masterpiece! Few residences capture the true spirit of Old Town Key West quite like 406 United Street. Rooted in one of the island's most defining eras of growth and prosperity, this remarkable home is a celebration of historic craftsmanship, generous scale, and timeless value. Spanning 3,624 square feet, this 4bedroom, 4.5bath residence offers exceptional versatility, perfect for full-time living, a luxurious vacation retreat, or hosting extended family & guests. The home is being offered fully furnished, allowing for effortless enjoyment from day one. Each bedroom is spacious and thoughtfully designed with its own en suite bath, providing privacy and comfort throughout. Soaring ceilings, transom windows, and original Dade County pine walls honor the home's heritage, while modern upgrades including updated systems, surround sound, and security features blend historic charm with contemporary convenience. The chefs eat-in kitchen is both elegant and functional, featuring Viking appliances, granite countertops, and a layout ideal for entertaining. Sun-filled living spaces flow beautifully through expansive impact glass doors to the outdoors, where a heated saltwater pool and separate hot tub are surrounded by lush tropical landscaping, irrigation, and ambient lighting creating a private island oasis. Upstairs, the primary suite is a true retreat, showcasing vaulted ceilings and a spa-inspired bath with a soaking tub, multiple shower heads and dual vanities. An additional upstairs en-suite offers its own private entrance and balcony, providing flexibility for guests or extended stays. Just one block from Duval St. & the iconic Southernmost Point, with covered off-street parking, it's within walking distance to the very best of Key West's dining, nightlife, & culture. This is a rare opportunity to own a historically significant home that lives expansively, entertains effortlessly, and embodies the charm that makes Key West truly unlike anywhere else! Directions: United Street between Duval Street & Whitehead Street

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 0

Fee Includes

None: 1

Dockage

None: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Dryer: 1 Gas Appliances: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1 Wine Cooler: 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1

Heating

Central: 1

Waterfront

None: 1

Waterview

No Waterview: 1

Floor

Tile: 1 Wood: 1

Interior Features

Bar: 1 Built-in Cabinets: 1 Cathedral Ceilings: 1 Dade County Pine: 1 Drapes/Blinds Incl: 1 Granite Counter Top: 1 Pantry: 1 Smoke Alarms: 1 Walk-in Closet(s): 1 Whirlpool Bath Tub: 1 Window Treatments: 1

Specialty Rooms

Laundry Room: 1

Building Style

Above Flood: Unknown Conch: 1 Stories: 2 Stories

Windows/Doors

French Doors: 1 Glass Doors: 1 Impact Rstnce Doors: 1 Sliding Glass Doors: 1

Vehicle Storage

Car(s): 2 Carport: 1 Off Street Parking: 1

Security

On Premises System: 1

Construction

Frame: 1

Land Size

Less Than 1/4 Acre: 1

Furnished

Furnished: 1

Terms

Cash: 1 Conventional: 1

Utilities

Buyer to Verify: 1 Cable Available: 1 FKAA: 1 Municipal Sewer: 1 Propane: 1

Porch/Balcony

Open Porch/Balcony: 1 Patio: 1

Exterior Features

Fencing: 1 Hot Tub: 1 Lanai: 1 Lighting: 1 Sprinkler System: 1 Water Display: 1

Pool Info

In Ground: 1 Salt Water: 1 Heated: Yes Concrete: 1

Pre-Wired

Cable: 1 Surround Sound: 1

Roof

Metal Roof: 1

Financial Status

Bank Owned: No Potential Short Sale: No

Status Change Info

Status: Active

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: None Building Style: Conch Vehicle Storage: Carport; Off Street Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer; Propane Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Dade County Pine; Drapes/Blinds Incl; Granite Counter Top; Pantry; Smoke Alarms; Walk-in Closet(s); Whirlpool Bath Tub; Window Treatments Pre-Wired: Cable; Surround Sound Specialty Rooms: Laundry Room Appliances: Dishwasher; Dryer; Gas Appliances; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Fencing; Hot Tub; Lanai; Lighting; Sprinkler System; Water Display Pool Info: In Ground; Salt Water; Concrete Construction: Frame Floor: Tile; Wood Roof: Metal Roof Pets: Pets Allowed Security: On Premises System Land Size: Less Than 1/4 Acre Terms: Cash; Conventional
Listing Office: Truman & Co. (KW)
Last Updated: December - 27 - 2025
Broker Attribution: 305-587-3407

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