20816 W 4Th Avenue, Cudjoe Key, FL 33042 (MLS# 612598)

20816 W 4Th Avenue, Cudjoe Key, FL 33042

$3,275,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,817 Lot Size (sq. ft.): 16,500 Status: Closed

Current Price: $3,275,000 List Date: 12/08/2024 Last Modified: 10/28/2025

Description

LUXURY COLLECTION WATERFRONT ESTATE in the prestigious Cudjoe Gardens. A STUNNING TURNKEY PARADISE, SOLD AS IS WITH HIGH END DESIGNER FURNISHINGS & DECOR FROM RESTORATION HARDWARE, POTTERY BARN, & SERENA AND LILY. ALSO 2 HOBIE CATS. This Custom Built Home with a total of 5,373sf under roof is a masterpiece blending luxurious design with the serene beauty of the Florida Keys. Built on a sprawling waterfront ELEVATED corner lot of 16,500sf with 260FT of water frontage and deep draft. This gorgeous property offers an unparalleled tropical lifestyle, perfect for those who demand the best in comfort and elegance. Property Highlights 4 Bedrooms + 5th Bedroom/office, Spacious, sunlit rooms designed for relaxation and productivity, including a versatile office or creative studio space which could be a 5th Bedroom. 4 Full Bathrooms: Impeccably designed with high-end fixtures and finishes. Gourmet Kitchen: A chef's dream, featuring state-of-the-art appliances, custom cabinetry, and expansive Quartz countertops ideal for entertaining. Imported Italian & Moroccan Flooring: Stunning, high-quality flooring that enhances the luxurious ambiance throughout. 12-16 Ft Ceilings: Create an open, airy feel while showcasing architectural sophistication. Saltwater Pool: Dive into the generously sized, chilled & heated concrete pool with water feature, lights and lounging platform Outdoor Kitchen: Stainless Steel Appliances, Spacious layout, Perfect for entertaining. 2 Boat Lifts, 20k and 10k Additional Amenities 3 A/C Units: Individually climate-controlled zones, including the 3-car garage for comfort and convenience. Full Property Generator, 1000 gallon Propane Tank, Full Security System, Phantom SunShades for Screened in Porch This meticulously designed property combines sophisticated interiors with exceptional outdoor living spaces. Located in a prime area of Cudjoe Key, this home offers privacy, stunning water views, and direct access to the pristine waters of the Lower K

More Information MLS# 612598

Contract Information

Listing Board: Key West Association As is Rght to Inspct: No Species List: No Current Price: $3,275,000 Listing Date: 2024-12-08 Sold Price: $3,275,000

Location, Tax & Legal

City: Cudjoe Off Shore Island: No Mile Marker: 21 Marathon Neighborhood: N/A Side: Ocean Flood Zone: AE Alternate Key #: 8566387 Handicap Access: Yes Parcel #: 00174635-000900 Zoning: IS - Improved Subivision District Deed Restrictions: Unknown Legal: BK 21 LT 9 CUDJOE GARDENS EIGHTH ADDITION PB7-16 OR958-1887/88A/G OR978-348 OR1409-18 OR1646-2070 OR2693-1746/47 OR2841 Taxes: 16469.46 Tax Year: 2023 Pub Sewer HkUp: Yes Street #: 20816 Direction: W Street Name: 4Th Street Suffix: Avenue Key/Island: Cudjoe Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Cudjoe Gardens (21.0) Area: 07 - Cudjoe Key

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: Yes Control Depth: 5 Lot SqFt: 16500 Pool: Yes Lot Sqft Source: Tax Records Total Units: 0 Acres: 0.38 SqFt Source: Blue Print Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Single Family Year Built: 2021 Living Apx SqFt: 3817 Total Bedrooms: 5 Full Baths: 4 Total Baths: 4

Remarks & Misc

Remarks – Consumer: LUXURY COLLECTION WATERFRONT ESTATE in the prestigious Cudjoe Gardens. A STUNNING TURNKEY PARADISE, SOLD AS IS WITH HIGH END DESIGNER FURNISHINGS & DECOR FROM RESTORATION HARDWARE, POTTERY BARN, & SERENA AND LILY. ALSO 2 HOBIE CATS. This Custom Built Home with a total of 5,373sf under roof is a masterpiece blending luxurious design with the serene beauty of the Florida Keys. Built on a sprawling waterfront ELEVATED corner lot of 16,500sf with 260FT of water frontage and deep draft. This gorgeous property offers an unparalleled tropical lifestyle, perfect for those who demand the best in comfort and elegance. Property Highlights 4 Bedrooms + 5th Bedroom/office, Spacious, sunlit rooms designed for relaxation and productivity, including a versatile office or creative studio space which could be a 5th Bedroom. 4 Full Bathrooms: Impeccably designed with high-end fixtures and finishes. Gourmet Kitchen: A chef's dream, featuring state-of-the-art appliances, custom cabinetry, and expansive Quartz countertops ideal for entertaining. Imported Italian & Moroccan Flooring: Stunning, high-quality flooring that enhances the luxurious ambiance throughout. 12-16 Ft Ceilings: Create an open, airy feel while showcasing architectural sophistication. Saltwater Pool: Dive into the generously sized, chilled & heated concrete pool with water feature, lights and lounging platform Outdoor Kitchen: Stainless Steel Appliances, Spacious layout, Perfect for entertaining. 2 Boat Lifts, 20k and 10k Additional Amenities 3 A/C Units: Individually climate-controlled zones, including the 3-car garage for comfort and convenience. Full Property Generator, 1000 gallon Propane Tank, Full Security System, Phantom SunShades for Screened in Porch This meticulously designed property combines sophisticated interiors with exceptional outdoor living spaces. Located in a prime area of Cudjoe Key, this home offers privacy, stunning water views, and direct access to the pristine waters of the Lower K Directions: Overseas Hwy, turn on Drost into Cudjoe Gardens and right onto 4th Ave W. Property at end.

Association Info

Mandatory Home Owners Asc: No Voluntary Home Owners Asc: Yes 1st Right of Refusal: No Assoc Approval Req: No Association Fee $: 0

Fee Includes

None: 1

Dockage

Dock Length: 150 Dock: Concrete Boat Lift: 1 Seawall: Concrete

Tax Exemptions

Homestead: 1

Appliances

Dishwasher: 1 Dryer: 1 Freezer: 1 Ice Machine: 1 Microwave: 1 More Appliances: 1 Oven: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1 Wine Cooler: 1 Other: On Demand Hot Water

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1

Heating

Central: 1

Waterfront

Canal Front: 1

Waterview

Canal View: 1

Floor

Tile: 1

Interior Features

Bar: 1 Built-in Cabinets: 1 Cathedral Ceilings: 1 Drapes/Blinds Incl: 1 Entrance Foyer: 1 Pantry: 1 Quartz Countertops: 1 Security System: 1 Smoke Alarms: 1 Split Bedroom: 1 Storage: 1 Tray Ceilings: 1 Walk-in Closet(s): 1 Wet Bar: 1 Window Treatments: 1 Other: 1

Property Condition

New Construction: 1

Specialty Rooms

Laundry Room: 1 Other: 1

Building Style

Above Flood: Yes Ground Level: 1

Windows/Doors

Glass Doors: 1 Impact Rstnce Doors: 1 Impact Rstnce Window: 1 Sliding Glass Doors: 1

Vehicle Storage

Car(s): 4+ Garage: 1 Guest Parking: 1 RV Parking Open: 1 Attached: 1 Auto Door Opener: 1 Off Street Parking: 1 Trailer Storage: 1

Security

On Premises System: 1

Construction

CBS: 1 Concrete: 1

Land Size

1/4 - 1/2 Acre: 1

Furnished

Furnished: 1

Terms

Cash: 1 Conventional: 1 VA: 1

Utilities

Elect Separate Meter: 1 FKAA: 1 Municipal Sewer: 1 Propane: 1 Water Separate Meter: 1 Whole House Generatr: 1

Porch/Balcony

Deck: 1 Screened Patio: 1

Title

Title Ins - Buyer: 1

Exterior Features

Built-in Grill: 1 Fencing: 1 Fruit Tree(s): 1 Lighting: 1 Outdoor Kitchen: 1 Storage: 1 Water Display: 1

Pool Info

In Ground: 1 Salt Water: 1 Other: Cooler Heated: Yes Concrete: 1 Decked: 1

Pre-Wired

Other: Cat 6 Surround Sound: 1

Roof

Metal Roof: 1

Accessibility Feat

Accessible Doors: 1 Parking: 1

GF-Interior Features

LED Lighting: 1 Programmable Thermst: 1 Tankless Hot Wtr Htr: 1

Status Change Info

Sold Date: 2025-10-28 Sold Price: $3,275,000 Status: Closed

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Property Condition: New Construction Building Style: Ground Level Vehicle Storage: Garage; Attached; Auto Door Opener; Guest Parking; Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Elect Separate Meter; FKAA; Municipal Sewer; Propane; Water Separate Meter; Whole House Generatr Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Entrance Foyer; Pantry; Quartz Countertops; Security System; Smoke Alarms; Split Bedroom; Storage; Tray Ceilings; Walk-in Closet(s); Wet Bar; Window Treatments; Other Pre-Wired: Surround Sound Specialty Rooms: Laundry Room; Other Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Built-in Grill; Fencing; Fruit Tree(s); Lighting; Outdoor Kitchen; Storage; Water Display Accessibility Feat: Accessible Doors; Parking Pool Info: In Ground; Salt Water; Concrete; Decked Construction: CBS; Concrete Floor: Tile Roof: Metal Roof Pets: Pets Allowed Security: On Premises System Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; VA Title: Title Ins - Buyer GF-Interior Features: LED Lighting; Programmable Thermst; Tankless Hot Wtr Htr

Listing Office: Berkshire Hathaway HomeServices Knight & Gardner Realty

Last Updated: October - 28 - 2025

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