118 Cortez Drive A, Lower Matecumbe, FL 33036

New Listing
$689,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,079 Status: Active
Current Price: $689,000 List Date: 12/12/2025 Last Modified: 12/12/2025

Description

Charming, light-filled townhouse-style condo featuring 2 bedrooms and 2 baths, tucked away on a quiet cul-de-sac on Lower Matecumbe Key. Enjoy resort-style amenities and excellent boating and fishing access to both the Ocean and the Bay. The open-concept living and dining area flows seamlessly into a well-designed kitchen. Each bedroom and bathroom occupies its own level, providing exceptional privacy for you, your family, and your guests. Vaulted ceilings throughout enhance the bright, modern aesthetic. Two spacious screened balconies capture the ocean breeze, with the upper balcony offering a peek of the water. An oversized garage accommodates your car, bikes, fishing and outdoor gear, plus laundry appliances and a bait freezer. Recent upgrades include all new hurricane-impact windows and doors, new porcelain flooring, and newly installed wooden interior stairs. Resort-level amenities elevate everyday living: a large pool surrounded by lush tropical landscaping, dockage for boats up to 25 feet, multiple shaded fish-cleaning stations, boat and trailer storage, a boat ramp, pickleball and tennis courts, a shuffleboard area, and a clubhouse with restroom facilities and mail/package storage. Whether as a primary residence, weekend retreat, vacation home, or investment property, this Keys gem offers an exceptional opportunity to enjoy the best of island living.

More Information MLS# 617693

Contract Information

Listing Board: Florida Keys As is Rght to Inspct: Yes Potential Short Sale: No Bank Owned: No Species List: No Current Price: $689,000 Listing Date: 2025-12-12 List Price: $689,000

Location, Tax & Legal

Unit #: A City: ISLAMORADA Off Shore Island: No Mile Marker: 76.5 Marathon Neighborhood: N/A Side: Ocean Flood Zone: AE Alternate Key #: 8562365 Handicap Access: No Parcel #: 00396220-000900 Zoning: MF - Multi-Family Attached Deed Restrictions: No Legal: UNIT E-1 ISLAMORADA SOUTH NUMBER THREE A CONDOMINIUM OR840-249 OR1162-323/4 OR1690-2470 OR1690-2471 OR1691-1946 OR1691-1 Taxes: 5781.03 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 118 Street Name: Cortez Street Suffix: Drive Key/Island: Lower Matecumbe State/Province: FL Zip Code: 33036 County: Monroe Subdivision: Islamorada South (76.5) Area: 22 - Lower Matecumbe

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse Waterfront: Yes Control Depth: 3 Lot SqFt: 0 Unit/Complex: Complex Pool: Yes Total Units: 0 SqFt Source: Property Data Card Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Townhouse Year Built: 1980 Living Apx SqFt: 1079 Total Bedrooms: 2 Full Baths: 2 Total Baths: 2

Remarks & Misc

Remarks – Consumer: Charming, light-filled townhouse-style condo featuring 2 bedrooms and 2 baths, tucked away on a quiet cul-de-sac on Lower Matecumbe Key. Enjoy resort-style amenities and excellent boating and fishing access to both the Ocean and the Bay. The open-concept living and dining area flows seamlessly into a well-designed kitchen. Each bedroom and bathroom occupies its own level, providing exceptional privacy for you, your family, and your guests. Vaulted ceilings throughout enhance the bright, modern aesthetic. Two spacious screened balconies capture the ocean breeze, with the upper balcony offering a peek of the water. An oversized garage accommodates your car, bikes, fishing and outdoor gear, plus laundry appliances and a bait freezer. Recent upgrades include all new hurricane-impact windows and doors, new porcelain flooring, and newly installed wooden interior stairs. Resort-level amenities elevate everyday living: a large pool surrounded by lush tropical landscaping, dockage for boats up to 25 feet, multiple shaded fish-cleaning stations, boat and trailer storage, a boat ramp, pickleball and tennis courts, a shuffleboard area, and a clubhouse with restroom facilities and mail/package storage. Whether as a primary residence, weekend retreat, vacation home, or investment property, this Keys gem offers an exceptional opportunity to enjoy the best of island living. Directions: MM 76.5 - Ocean side. Turn into Columbus Drive, and immediately turn left into Cortez Drive. Property is on your left.

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: Yes Association Fee $: 1200 Assoc/Mnt Fee Per: Monthly

Fee Includes

Bldg Exterior Mnt: 1 Building Insurance: 1 Common Area Mnt: 1 Exterminating: 1 Sewer: 1

Dockage

Dock Length: 450 Dock: Concrete Boat Ramp: 1 First Come Dock: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Freezer: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Washer: 1

Pets

Pets w/Restrictions: 1 pet/residence

Cooling

Ceiling Fans(s): 1 Central Air: 1 Wall/Window Unit(s): 1

Heating

Central: 1

Waterfront

Canal Front: 1

Waterview

Canal View: 1 Ocean View: 1

Floor

Tile: 1

Neighborhood Feature

Bike Paths: 1 Clubhouse: 1 Community Boat Ramp: 1 Community Dockage: 1 Community Pool: 1 Manager on Premises: 1 Tennis Courts: 1 Other Area Features: 1

Interior Features

Built-in Cabinets: 1 Cathedral Ceilings: 1 Drapes/Blinds Incl: 1 Storage: 1 Window Treatments: 1

Property Condition

Updated/Remodeled: 1

Building Style

Above Flood: Yes Townhouse: 1

Windows/Doors

Impact Rstnce Doors: 1 Impact Rstnce Window: 1

Vehicle Storage

Car(s): 4+ Carport: 1 Covered Parking: 1 Garage: 1 RV Parking Covered: 1 Attached: 1 Auto Door Opener: 1 Trailer Storage: 1

Construction

CBS: 1

Land Size

2 Less Than 5 Acres: 1

Furnished

Unfurnished: 1

Terms

Cash: 1 Conventional: 1 FHA: 1 No Seller Finance: 1 VA: 1

Utilities

FKAA: 1 Municipal Sewer: 1

Porch/Balcony

Open Porch/Balcony: 1 Screened P/B: 1

Title

Title Ins - Buyer: 1

Exterior Features

Chickee Hut: 1 Lanai: 1 Lighting: 1 Storage: 1 Tennis Court(s): 1

Pool Info

In Ground: 1

Pre-Wired

Cable: 1

Roof

Metal Roof: 1

Financial Status

Bank Owned: No Potential Short Sale: No

Status Change Info

Status: Active

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Common Area Mnt; Exterminating; Sewer Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View; Ocean View Dockage: Boat Ramp; First Come Dock Property Condition: Updated/Remodeled Building Style: Townhouse Vehicle Storage: Garage; Carport; Attached; Auto Door Opener; Covered Parking; RV Parking Covered; Trailer Storage Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air; Wall/Window Unit(s) Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Storage; Window Treatments Pre-Wired: Cable Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Chickee Hut; Lanai; Lighting; Storage; Tennis Court(s) Pool Info: In Ground Construction: CBS Floor: Tile Roof: Metal Roof Neighborhood Feature: Bike Paths; Clubhouse; Community Boat Ramp; Community Dockage; Community Pool; Manager on Premises; Tennis Courts; Other Area Features Land Size: 2 Less Than 5 Acres Terms: Cash; Conventional; FHA; No Seller Finance; VA Title: Title Ins - Buyer
Listing Office: Ocean Sotheby's International Realty
Last Updated: December - 12 - 2025
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.